Business coverage people commonly compare
Business insurance can help protect a company from common risks such as customer injuries, property damage, professional mistakes, employee injuries, and claims related to day-to-day operations.
Popular coverage types
- General liability insurance: Often used for customer injury, property damage, and basic third-party liability risks.
- Professional liability insurance: Often used by consultants, service providers, and professionals who deliver specialized work.
- Business owner’s policy: A package that may combine general liability with business property coverage.
- Workers’ compensation: Coverage that may be required when a business has employees.
- Commercial auto insurance: Coverage for vehicles used for business purposes.
Who may request quote options
Contractors, cleaners, landscapers, photographers, consultants, online sellers, handymen, and many other small business owners often compare coverage options before buying a policy.
What can affect quote options
Quote options may depend on state, industry, annual revenue, number of employees, claims history, coverage limits, business activities, and whether vehicles or physical locations are involved.